Mortgage Broker · NMLS #262409
Here’s what buyers, homeowners, and agent partners say about working with us.
I had a great experience working with Tom! He was able to turn around a quick close and was helpful with all of my questions as a first time homebuyer. Would recommend him to anyone looking to buy their first home.
Tom was a pleasure to work with, made the loan process simple for us! Couldn’t recommend him enough!
This is my second time buying an home with Tom. Tom and his team are exceptional.
Amazing to work with and very helpful throughout the entire process! Tom made everything very smooth and understandable for a first time home buyer.
Tom and his team took care of us like we were their best friends. We really appreciate how far above and beyond Tom went for us. Thank you Tom!
The overall refinance experience was easy and stress free. Thanks to Tom and Edge for a great job!
Tom is great, I would recommend him and his team to anyone
Tom was an absolute pleasure to work with. He's professional, a creative problem solver, an excellent communicator, and really a true partner throughout the home-buying journey.
Efficient, thorough communication - made the whole process seamless and a breeze. Will continue to work with Tom and send all my business his way! Thank you, Tom!
Tom helped us refinance very quickly. He was kind, patient, knowledgeable and advocated for us every step of the way. We are so grateful to Tom for helping us refinance.
We've worked with Tom twice, initially to purchase our first home, then later to refinance. He's easy to work with and makes a stressful experience a bit less stressful. Thanks, Tom!
Tom was an incredible to work with. He knew how to explain things to me so I could keep going.
He is also kind, gentle to work with and whenever I called him with a question, he was always there or would give me a quick call back.
I just appreciated his ability to be patient. I would definitely recommend him to friends and family or anyone else. Thank you, Tom Stafford.
Tom is the best of the best! I've worked with him on my last two home purchases, and he's been exceptional. He's communicative and proactive, helping me find the best options on the market. I'll be working with him again!
Tom and his team did a fantastic job on our refi! The process was quick, easy and stress free. Communication was great, process was timely and we landed on a much better rate than expected! Thank you Tom and Team - would highly recommend!!
We had an amazing experience with Tom Stafford at Edge Home Finance landing a beautiful home in a beautiful neighborhood! He made the mortgage process super smooth, got us a fantastic rate, and kept us updated every step of the way. Highly recommend working with Tom!
Tom was recommended by our Real Estate Agent. I couldn't be more pleased about how this transaction turned out. We have had 2 transactions with Tom in the last year and each one was clear and smooth . His weekly update video brings a personal touch into the loan process. Thanks again !!
Tom did our first mortgage and refinance. I can't recommend him enough! Everything was smooth, super low stress, and he beat other lenders in interest rate and fees. No need to shop around.
Working with Tom and his team was a breeze to say the least. Couldn't say enough about our decision to work with Tom for our home loan and have nothing negative to say at all. His communication from the start was better than expected, and to me, communication is a huge deal. He kept us updated every step of the way and was always there to answer our questions. We also felt like we got a good rate and closing costs on our loan, which is obviously important too. I don't often leave reviews, but this one felt warranted. Highly recommend. 5 stars. 11/10.
We are writing to enthusiastically commend Tom for the exceptional service he provided during the refinancing of our home. His profound expertise and dedication transformed what is often a complex and stressful endeavor into a seamless and reassuring process for us.
From our very first interaction, Tom demonstrated an impressive level of professionalism and an intuitive understanding of our needs. He meticulously guided us through each stage, proactively communicating updates and patiently clarifying any questions we had. What truly set him apart was his commitment to ensuring we were not just informed, but fully educated on the intricacies of the new loan agreement. He thoroughly elucidated the potential impacts on our financial standing, empowering us to make well-informed decisions with complete confidence.
Tom's standard of integrity, transparency, and a genuine 'consumer-first' philosophy is truly a rare find.
We wholeheartedly recommend Tom and his entire team without reservation. Their unparalleled dedication to client welfare and their professional excellence make them an invaluable resource for anyone seeking financial guidance.
Tom delivered what he promised, got us a great rate, and everything closed on time. Thank you!
I had such a wonderful experience working with Tom and his team! From start to finish, they made the entire process smooth, stress-free, and transparent. They took the time to explain every detail, answered all my questions promptly, and kept me updated every step of the way. Highly recommended!
The entire process proceeded on schedule with no problems. The rate we were initially quoted actually dropped 1/8th of a point before closing. Tom and Jenn were personable, profession and efficient. We are very satisfied and I must say delighted with the property.
Working with Tom and his team was an absolute pleasure! From start to finish, they made the entire mortgage process seamless, stress-free, and efficient. They were always available to answer my questions, kept me updated at every step, and explained everything clearly so I always felt informed and confident. Thanks to their hard work and attention to detail, we closed on our new home in July with zero issues. The level of professionalism, care, and commitment they showed truly went above and beyond. I highly recommend Tom and his team to anyone looking to purchase a home—you’ll be in excellent hands!
Working with Tom and his team was an enjoyable experience throughout the effort of finding a home. Extremely attentive, thorough information was provided throughout, responses were speedy and he was willing to talk through my thoughts/ideas, especially as a first time home buyer. 10/10 highly recommend!!
Tom Stafford has amazing reviews online and now that I used his services I understand why. He walked us through the entire process, He was easily reached by phone. He gave us continual updates. He is a premium mortgage broker, his experience and knowledge made this process stress free. I would like to also add that I also worked with Jenn, she not only helped through the process but wound up being a go to person on questions that did not pertain to the mortgage but other aspects of the home buying process. So I feel blessed to have found Tom and will always be grateful for his outstanding knowledge and customer service.
Working with Tom made the first-time home buying process a breeze! He was always on top of necessary paperwork (even with vital & short deadlines), and was more than willing to answer my many questions I had concerning the financial aspect of buying a home. I would definitely recommend Tom & Edge Home Finance to anyone looking to buy a home!
Tom and his team walked us through every step of the process and provided the expert advice and support we needed to close in 21 days. I give the highest recommendation to Tom!
Tom and his team were absolutely incredible. My fiancé and I were first time home buyers and had a lot to learn in the process. Tom and his entire team were gracious with us, patient as they explained all the details, and thorough to ensure that we were supported throughout the entire process. I cannot recommend them enough!!
Tom was great throughout the entire home buying process. Within minutes of sending my first email, we were on the phone and by the end of that night I already had a pre-approval letter. Tom communicated regularly with updates and explained everything in a way that was easy to understand. I would recommend him to anyone looking for a lender!
Tom was awesome to work with! He was very responsive and helped ensure my husband and I got the best deal possible. We loved working with him!
You will NOT go wrong!!!!!! Tom Stafford is the BEST !!!!!!!!
Tom Stafford is by far the best mortgage lender I've partnered with and still continue to send my clients too! Saving deals, having the answer to any of my or clients questions, and being an awesome person I'll continue to use Tom as a primary lender for my business!
Tom really helped alleviate a lot of stress throughout the home buying process. He ws fantastic to work with, even when I was bugging him with all of my questions. I highly recommend him.
Tom was great to work with! Was very quick in getting us answers and got us approved quickly!
Tom is world-class. Best rates, best service, patient, informative, and incredibly responsive. You definitely want him on your side. I couldn’t have asked for a better mortgage experience!
Tom was incredibly helpful in getting my family set up with a loan that worked for us. He was very helpful in highlighting the options I had, especially as the housing market becomes more seller friendly and concessions were on the table. Tom walked me through everything and we ended up very satisfied with our experience.
I used his service to buy my house and then refinanced through him and he was phenomenal to work with and I couldn't be happier with him as a lender.
Tom was extremely helpful from day one. And super patient as well since me and my wife had a few hiccups with the process. He understood I was a first time home buyer and constantly reassured me. I recommend him right away to a coworker of mine. If you have any doubts don't. Call him Extremely helpful and very customer service oriented to be there for you.
Tom was amazing. He answered our calls night and day and worked overtime to get us a very competitive rate.
Tom is hands down the best lender I've worked with. He always made me a top priority, set expectations and had a sense of humor through the entire process. I never walked away from a call feeling anxious about the process or confused. Tom was referred to me by a friend and he'll be the lender I choose for future needs and the the only one I refer to others.
Tom is exceptionally good at what he does, and his communication skills and attention to details are top notch. He found us the best deal on mortgage rates and walked us through the process with ease. Would recommend him to anyone seeking to mortgage a home in CO.
Tom and his team were responsive and professional. When last second issue popped up the day before closing, they worked hard to get everything in order in an impressively short time.
Tom and his team are responsive, knowledgeable, and trustworthy. Tom went out of his way to help us understand the process of securing a mortgage and was available to talk through the details when we requested it. His team helped us secure lending and close on time. I would recommend working with Tom!
Tom and Jenn were great to work with as they guided us through the process of purchasing a home. They were great at communicating and ensuring we understood what everything meant. Thank you!
Tom did an exceptional job getting the first home I was interested in. I cannot thank him enough as he had to work with numbers to make everything fall into place. Once again Thank you Tom my kids and I love our new 🏡
Tom came recommended from our realtor and did not disappoint! We had to go through the offer process for multiple houses and he was always quick to respond to our request for number estimates. He always kept us updated and was there for any questions we had. Thanks Tom!
Tom is an excellent choice if you’re looking for a mortgage. He is very knowledgeable about the entire process and can explain it to you so it makes sense. Highly recommend him if you’re looking for a professional who is working for you and has your best interest in mind.
I’ve worked with Tom on four homes I’ve closed on and three + others I haven’t. I wouldn’t go to anyone else. He’s knowledgeable, responsive, and friendly. Amazing at his job and very professional.
Tom and Jenn were great to work with. Both were very helpful. Always there when we had questions about our loan. Worked quickly and kept us always up to date with progress.
Tom was awesome and a positive person to work with.The home buying process can be stressful, especially for me. I Had been denied 3 times for a home loan. I loved the fact that Tom understood that and made this the best buying journey ever. He was a major role in making my dreams come true. I also loved how he kept you up to date on the process of the loan. Tom and Edge Home Finance is the only way to go when homebuying. I thank all of them so much for a wonderful home buying experience 😊 😀 ❤️
The process of working with Tom was a solid win for us. Every step of the way we were updated on all the details. Any questions we had were answered promptly and to our satisfaction. The videos Tom sends with updates were also helpful and made the confusing parts easy to understand.
Tom was super helpful and happily answered all of our questions. He made the process very easy as first time home buyers.
Tom helped us through the process of buying our first home in August of this year. He went above and beyond to make sure we were well-informed and always took the time to explain things regarding the rate, closing costs, etc. He helped us secure the best rate possible and I could tell he really cared about us and our deal! He's an awesome person and he knows his stuff - I'd work with him a million times over. Thank you, Tom!
Tom was instrumental in helping us get our house in every way. He was very methodical in figuring the right price for us, and was very gracious with his time and effort throughout the process. I would highly recommend.
Tom was incredible to work with, not only did he show incredible patience with us as he went over the many different options he offered for our mortgage. We truly felt he was personally invested in us as we went through the process of buying our first home. He acted very professionally and with complete transparency. We would highly recommend him!
Tom is AMAZING! We have been working with him for over a year and we finally found the right home. We were able to close quickly because Tom had us ready and able to move fast. No goofy delays. Everything with underwriting was smooth and easy, and everyone involved was fantastic.Tom had us set for a quick close. This was just an amazing experience for us. Tom was fast to update us on anything that we needed to know and after a long search, when we found the right place for us, Tom and his team made this an enjoyable process. THIS is the guy you want doing your mortgage loan!!! We are grateful to him and in 3-4 years, we will do it all again!
Tom did a great job getting my wife and I the best rate possible on our home mortgage. He and his team were excellent in communication and genuinely cared about taking care of us. I highly recommend Edge Finance!!
I had an outstanding experience with Edge Finance. Tom and Jenn were incredibly professional, knowledgeable, and went above and beyond to help me get my first house. Their communication was excellent, and they tailored their services to fit my needs perfectly. Thanks to their expertise, I secured a mortgage that fit my requirements. I highly recommend Edge Finance for their exceptional customer service and commitment to excellence. Jared A
Tom was wonderful to work with! Great communication and got our loan processed quickly and very efficient. We've now worked with Tom twice and will definitely use him again, should we need any other financing.
Tom was very helpful during the whole process from start to finish! He was very communicative and willing to answer all the questions I had as a first time home buyer! Thanks again Tom!
Tom was awesome at expediting the timeline on my mortgage and providing the best rate possible. You will be doing yourself a disservice by not using him and his team; they are all knowledgeable, responsive and the best team I have used in the Denver area. Thanks Tom!
It was so great working with Tom for my mortgage loan! He made everything so simple and answered all of my questions! The process was quick and easy thanks to him!
My husband and I had the privilege to work with Tom throughout the process of buying our first home and we could not begin to feel more blessed. Tom offers a vast amount of knowledge on the housing market and he was so patient and kind while working with us. We enjoyed his personalized videos every Tuesday with updates on where we were in the escrow process and we knew we could count on him to respond to questions quickly. It is hard to find genuine and caring people to work with nowadays, but you will never have to question that when working with Tom.
Tom was just fantastic. You hear horror stories about people scrambling for documents at the last second to close on their loans and none of that happened with Tom. He told me everything I needed to provide and walked me through the whole process. There were no surprises and everything seemed to go smoothly. As a first time home buyer I was quite nervous but he really makes you feel comfortable. 10/10 recommend him as not only did he get the best rate and proposal but he is very responsive and ensures all your questions are answered.
Tom was absolutely amazing! This was our first home purchase and he was SO patient and thorough with all of our questions. He clearly has significant experience and knowledge about this industry. During our offer negotiations, Tom was consistently responsive at any time of night. We truly felt like Tom had our best interests at heart and used his skills to get us the best loan for our budget. I can't say enough positive things about Tom and his team! Thank you so much for your humor and taking the fear out of our first home buying experience. We couldn't be happier!
So pleased with Tom’s effort and service, as it was accurate and quick. Thanks Tom.
Tom is an absolute pleasure to work with! We’ve used him for multiple home purchases and every one has been a breeze. He’s very quick to respond, even if it’s odd hours! We will continue to use Tom and refer him to friends and family.
Prepared a trouble-free mortgage experience states-away, while we were working crazy hours - couldn't have worked out better!
I can't say enough to give the credit that is due to Tom Stafford and the staff at Edge Home Finance. Tom tirelessly worked to get us the best loan scenario possible. Tom is very knowledgeable as well as giving great customer service. Tom was always available, day and night, for our many questions, which he always was able to answer. His access to many lenders enabled him, and therefore us, to get and lock in a mortgage rate far below existing rates. He knew how to craft the loan program to fit our needs, and he gave the time necessary to get it done. Tom was very easy to work with. He has a very pleasant personality and he made the mortgage loan process smooth and efficient. Thank you, Tom, for being there for us.
Tom was extremely helpful and informative through my entire home buying process. I’m so grateful for his help!
The best mortgage broker around!!! I have used Tom for 3 home purchases and I would never use anyone else. He is available 24/7 throughout the entire loan process, even with a processor assigned to you. He shows up at closings and brings amazing house warming gifts. Aside from knowing what he is doing and going above and beyond hes just a great man with a wonderful heart and awesome personality! Would HIGHLY recommend!
Tom is the BEST in the business... trust me!! I've had the pleasure of working with him for the last 7 years and he's the only one I trust my friends and family with. He's honest, works hard for his clients to get the best deal and client experience is top priority.
My husband and I had an outstanding experience working with Tom. Your home is one of your most important investments, Tom is someone that you can trust with that investment. He went over and above to help us secure our dream home, which really makes a difference in this market. Tom was very responsive, personable and reliable. Thank you for everything Tom!
Tom is the best of the best and was so incredible to work with. He was always available to hop on the phone and answer any questions we had and made the whole process feel very easy! He’s very personable, caring and funny and always had our best interest at heart. His assistant Jen is amazing too! Can’t recommend them enough!!
Tom Stafford went way above and beyond in so many aspects. He kept us informed every step of the way and also provided a weekly video update on what was currently going on even if the ball was not in our court. Having something like that is so helpful when navigating the homering process if it’s not something you do in any sort of regular basis. Highly recommend Edge Home Finance and particularly Tom Stafford.
Had a great experience refinancing our mortgage in California. The app made it easy to ensure that all of our documents were housed in the same place, and we could easily ensure that everything was submitted correctly and on time. Tom made sure that we had enough knowledge to comfortable but not so much that we were overwhelmed and up all night worrying. Thanks for making this process seamless Tom.
Tom was very helpful during the entire phase of purchasing our home. He was always available if every he was needed. His reponses were accurate, prompt, and professional. I'd recommend Tom to anyone looking to purchase a home.
Tom was terrific! He responded promptly to my questions and gave great advice regarding consolidation of mortgages when refinancing.
I’ve worked with Tom and Jenn for every purchase and refi for many years now, best team there is!
Tom has done several refinances for us and it has been a great experience. Tom worked for the best deal for us every time. He is honest, listens to us and works for us. Would use only Tom.
Tom made my first home buying experience so easy. It’s nice to have someone in your corner that can explain the process step by step. I know when my friends and family have mortgage needs, I will recommend Tom without any hesitation.
We have used Tom in 2016 when we bought our first home here in Littleton and then again when we refinanced in 2020. Even though he changed companies, his work ethic and care was the same! He is really personable and works with you to get you the best rate! Highly recommend!
Tom was hands down the best. He made us feel like we were his only client and his top priority. He would respond to any question we had at any time of the day. He would make sure that I had as much clearlity to the mortgage process and never left me just hanging in the wind. It doesn't matter if you a first time home buyer or just looking to refinance, Tom is your guy! Don't over think it and give Tom a call. I promise he will make it worth your time!
I have worked with Tom for the past 3 years. I have purchased 2 properties with him and my experience has been far superior to other brokers I reached out to. Tom is easy to get ahold of and will answer calls/ texts at any time. One of my deals had complications with the lender in the final hour and Tom went above and beyond to get me across the finish line. I have recommended Tom to my friends and would encourage anyone looking for a broker to reach out to him. Simply put... Tom's great at what he does.
Best lender of all time. Completely involved and transparent through every step of the process. Will use him again and again and again. Can’t say enough good things about our experience
WOW… Where does a person who doesn’t review stuff begin? Congratulations if you’ve decided to turn your trusts, fears, joys, apprehensions, excitements, and peace of mind over to Tom Stafford and Jenn McKinley with Edge Home Finance. These guys are unbelievably brilliant at what they do. That brilliance translates into an unstressed journey that changes lives for better and for life. There is not a stupid question they can’t answer, (trust me I tried)! Not only am I now able to keep my home… I have made dear friends for life. And making new friends after 40 is nearly a statistical impossibility! #rockstars #financegenious #meatball(Tom only)😊
Tom and Jenn are true professionals!!! They took what can be an insanely stressful time and made it a breeze, not to mention they blew everyone else out of the water regarding the particulars of the refi. I will be a lifetime customer and will recommend anyone and everyone to them!
Tom was always professional and answered my questions no matter the time of day. Even if it was 8 he would answer his phone to any of my questions. Made the process so easy for me and broke things down in a way a first time home buyer could easily understand.
Tom was the best mortgage broker! We started discussing with him over a year ago what we needed to do to be able to buy in this competitive sellers market. He got back to us right away and was always available whenever we had questions no matter how small our questions were. We moved back to the Denver from out of state so it was important to us to have someone who is familiar with the local market. Also, most of the process is online so that made it very easy from the application, uploading documents and signing documents. He got us an excellent rate and was quick to get a pre-approval letter to our realtor when making an offer. He kept us up to date with all of the deadlines throughout the mortgage process. We are so happy that we chose him as we now own a home with a great mortgage! Best of all is that he is a great genuine person as well. We highly recommend Tom for any mortgage needs. We will definitely use him in the future and refer him to our friends.
Tom has done an amazing job every time I have purchased a home or did a refi. He is the only one I would trust to do my home loans!! One of the best and most honest people I know!
Over the years, my wife and I have used Tom to refinance a home as well as purchase a new home. Tom not only has the experience and expertise to recommend the right mortgage for us (20 yr vs 30 yr, how much to put down, how to structure a loan that will be competitive in a seller's market, etc.), he provides the lowest cost options as compared to other companies.